The Home Saver Report

.foottext .state .county .city Saving Your HomeStarts With You!!You CAN Save Your Home!! 98% of ALL Foreclosures Can Be Stopped. We Even GUARANTEE It!What If You Had A  Guaranteed Way To Stop Your Foreclosure in the Next Two Weeks?Without Having to Come Up With Thousands of Dollars to Do So?Homeowners are desperate to save their homes;but very few homeowners know exactly what to do.Actually, there are over 40 different options to choose from when it comes to saving your home. Most homeowners know of one or two.However, you don't need to be an expert and know every one.You simply need to know what to do.You need to know what type of documentation is necessary.You need to know who to call.And you need to know how to get results. Bonus #1) Free Loan Modification Report showing you how to modify your rate, payments, and more with no refinance costs! Bonus #2) Free Credit Repair Report. Sooner later that score needs to go up. Bonus #3) Free Grant Guide. The government is getting more programs every day to try and assist homeowner in distress. Bonus #4) We will give you access to a top company for refinances (They can even discount your mortgage!), sale lease backs (Gain equity and lower your payments!), and loan modifications (Clients in forclosure have gotten fixed rates a 5%!!) That's What We DoWe have been helping homeowners save their homes since 1995.As former Loss Mitigation Specialists for two of the country's largest lenders, we have worked on the lender's side of the phone for years.Now, with the foreclosure crisis in full swing, we figured it was time for homeowners to find out that saving your home is not as hard as you may believe.We know exactly what it takes to save your home;and all of the options available to you.Did you know that... -You can have your adjustable rate mortgage converted to a fixed rate?Without refinancing or paying any refinance costs?-You can get your lender to suspend your payments for several months so you can get caught up? -You can get your back payments spread over the life of your loan? Making a repayment plan actually affordable?-You can actually get your payments and/or your interest rate lowered?-There is even a special government program that will give you a second mortgage for all of your back payments, interest, and legal fees?-You can sell your home for less than you actually owe on it? Everything You Thought You Knew About Foreclosure is Probably Dead WrongBut again, most people simply don't know.After all, they don't go through foreclosure every day. And most people can't fork out thousands of dollars to try and save their home.If they could, they probably wouldn't be in foreclosure in the first place.Everyone needs an option that they can actually afford.You may have already tried talking with your lender.And they refused to work with you at all.Or they may have offered some ridiculous program that requiresyou to pay an additional $300 to $400 very month;in addition to your current monthly mortgage payments.Most people think that they have only one option;the option offered by their lender.That is incorrect.That is simply the best option for the lender;not the homeowner.You need to know exactly what other options you have to keep your home.The Solution If you can follow some simple directions, you can do this as well as any Loss Mitigation company out there. Once you actually learn what your options are, you can work ongetting a loan workout plan that benefits you as well as your lender.Your Best Option to Save Your HomeThere is a new option available to homeowners that more and more lenders are beginning to accept.It is called a "Loan Modification" and here's how it works.... With a Loan Modification, your lender allows you to put the missed payments, late fees, and attorney costs over the entire life of the loan. In other words, if you owe back payments of $6000, and have 27 years left on your loan to pay, you could spread that $6000over the remaining 324 months left on your loan (27 years x 12 months) This would mean that you would have to add an additional $18 per month to your current monthly payment ($6000 divided by 324 months).No joke; you could save your home for under $20 extra dollars every month!!And since a Loan Modification results in a brand new promissory note being created (to reflect the new loan amount, new monthly payments, etc)...The new note that is created is considered current at the time it is created.What this mean is that with a Loan Modification, your foreclosure is stopped immediately.And you have a monthly payment that is actually affordable.As lenders get overwhelmed by the sheer number of properties they are taking backthru foreclosure, this option is becoming more and more popular.However, this program is sometimes difficult to get your lender to accept; unless you know how to present it correctly to your