Ez Loan Modification Hero Ebook

If You Are A Homeowner Facing Foreclosure, Don't Give Up Hope! There is Help Available Right Now. Say Goodbye to Sleepless Nights. As a Homeowner You Have Rights Protected By Law. It Is Now Easier Than Ever To Modify Your Loan and Keep Your Home. It is a little known secret that banks and mortgage companies are actually EAGER to modify your loan. Banks have been bleeding money over the past year and they are really struggling. The last thing a bank wants is to lose another house to foreclosure. Banks are in the business of making loans and collecting payment. They lose money when they are forced to foreclose on your home. They would rather modify your home loan then have to foreclose. But if you are behind in your payments...If your bank is threatening foreclosure...If you are receiving phone calls from your lender....You have to act now. You have one only chance to get your loan modification right. One mistake on your part could send you right into foreclosure. From: Darrell Rigley EZ Loan Modification Hero Email: darrell@ezloanmodhero.com Dear Homeowner, My name is Darrell Rigley. I have been a real estate investor and financial consultant for the past ten years. I have seen home prices soar to astronomical levels only to come tumbling down as a result of the sub prime mortgage mess on Wall Street. Unfortunately, I know that many of you are now stuck in mortgage loans with variable interest rates. You have seen your payments rise just as the economy is in a recession. My heart goes out to go. But the time for kicking a can and hiding under the covers is over. It's time that you do something to get yourself out of this mess. I wrote the EZ Loan Modification Hero for one reason: to help you save your home. Foreclosure Fear Credit Suisse report forecasts that as many as 8 million homeowners could face foreclosure over the next five years One in ten homeowners in the U.S. are now in default with their lender. Experts predict that in the next 12 18 months that number will double to more than 20 million households, with many others on the verge. This is nearing epidemic proportions. Here Is The GOOD NEWS! Lenders intervened to help prevent 239,000 foreclosures in December, 2008. Banks are taking aggressive action right now to prevent foreclosure. For all of 2008, the number of approved loan modifications approached 2.3 million This number will keep growing. The Obama administration has officially pledged $50 billion to help homeowners avoid foreclosures. Banks are using a portion of this money to help homeowners like you to modify their mortgages You Qualify For a Loan Modification If: * You have a high mortgage payment * Your interest rate adjusted or is about to adjust * You want to stop foreclosure on your home * You are behind on your payments * You owe more than your property is worth * You don t want to pay $2,500 to $5,000 to loan modification companies * You need temporary assistance to skip or reduce mortgage payments due to a hardship * You don t want to be the next homeowner scammed by loan modification companies * You have a negative amortization loan (also known as Pick a pay or Option ARM ) Take Action Now and Save Your Home If you are facing foreclosure then time is NOT on your side. You need to start taking action immediately and begin your loan modification right now. I created the EZ Loan Modification Hero Ebook to give you all off the information that you will need to save your home. The EZ Loan Modification Hero Ebook Gives You EVERYTHING. Here is what you will learn: How to modify your loan by contacting the bank directly How and why you might want to use the services of a third party such as an attorney or loan modification company Secret strategies for negotiating with your lender that can lower your interest rate to as low as 5% Exactly how the bank thinks. This helps you understand your own position and gives you leverage in the negotiation process The exact steps the bank will take during foreclosure and you will have access to the foreclosure timetable for all 50 states, giving you valuable information about how much time you have to save your home before the final auction Precisely how to contact the bank's loss mitigation and home rentention department You will receive a sample hardship letter and learn how to modify it to suit your unique situation Find out what banks are looking for to grant a loan modification. Loan Modification Companies Unfortunately, many loan modification companies today are engaging in unethical practices by providing misleading and often very costly information and then failing to deliver their promises. By being truly informed and taking charge of your loan modification process, and creating an educated relationship with your lender, you need not lose your home nor pay thousands of dollars to obtain help. Top Ten Reasons To Modify Your Loan YOURSELF! TOP 10 REASONS you should prepare your own loan modification application: Nobody cares more about...

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